Charges
This table summarises key product features and information and is not intended to replace the Terms and Conditions of the product. The fees' limits and restrictions that apply to each card are set out below. Note: The fee structure for your card depends on whether you have purchased a Euro Card or US Dollar Card.
Summary Box
Charges
This table summarises key product features and information and is not intended to replace the terms and conditions of the product. The fees’ limits and restrictions that apply to each card are set out below.
The fee structure for your card depends on whether you have purchased a ‘Euro card’ or ‘US Dollar card’.
Note: Mobile users may need to scroll right to view the full table
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Fees and limits
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Euro Card
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Dollar Card
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Fee to buy card bought from a Ramsdens Store
Fee to buy a card bought online at www.ramsdensforcash.co.uk/travel-money/buy
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FREE if loading £500 or over, otherwise £4.95
FREE if loading £250 or over, otherwise £4.95
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FREE if loading £500 or over, otherwise £4.95
FREE if loading £250 or over, otherwise £4.95
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| Fees for loading instore |
FREE via debit card
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FREE via debit card
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Fees for loading online
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FREE via debit card
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FREE via debit card
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Fee for each replacement/lost/stolen/damaged/expired card
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€7.50
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$10.00
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Fee for redemption (when applicable – see
condition )
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£10.00
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£10.00
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Card limits
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Minimum initial load
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€10.00
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$10.00
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Maximum initial load
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€3,125.00
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$3,750.00
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Maximum balance at any time
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€3,125.00
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$3,750.00
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Number of purchases allowed per day
Value of purchases allowed per day
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20
€3,125.00
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20
$3,750.00
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Number of purchases allowed over 4 days
Value of purchases allowed over 4 days
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80
€6,250.00
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80
$7,500.00
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Number of cash withdrawals allowed per day
Value of cash withdrawals allow per day
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3
€625.00
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3
$750.00
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Number of cash withdrawals allowed over 4 days
Value of cash withdrawals allowed over 4 days
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12
€1,875.00
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12
$2,250.00
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Transaction fees
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Fee for purchases in the currency of the card
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FREE
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FREE
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Service charge (commission) for purchases not in currency of card
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2.0% FX fee
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2.0% FX fee
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Cash withdrawal fees
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Fee for ATM withdrawal in the currency of the card. NOTE ATM providers may raise additional charges.
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€1.50
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$2.00
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Fee for ATM withdrawal in a currency other than the currency of the card. NOTE ATM providers may raise additional charges.
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€1.50
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$2.00
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Fee for instore over the counter cash withdrawal
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1% of the transaction amount (min charge €6.25)
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1% of the transaction amount (min charge $7.50)
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Usage restrictions
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You must not use the card for:
- pre-authorised regular payments;
- transactions at self-service petrol pumps;
- transactions for cash (other than ATM withdrawal) including for example cash back, cash from a bank, money orders, traveller’s cheques, foreign exchange, or bureau de change, or
- any illegal purposes.
- situations where it is not possible for the supplier to obtain online authorisation that you have sufficient balance for the transaction. For example: transactions on trains, ships, and some in-flight purchases.
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Ongoing features
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Fee to receive a paper copy statement
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£1.00
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£1.00
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Monthly administration fee
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FREE
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FREE
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Redemption Fee
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£10.00
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£10.00
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Other
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SMS fees (balance/ transaction history)
The fee will be deducted from the card balance plus network charges.
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€0.20
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$0.25
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SMS Block/Unblock
The fee will be deducted from the card balance plus network charges.
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€0.20
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$0.25
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Card Expiry – up to
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36 months
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36 months
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Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by PayrNet Limited pursuant to license by Mastercard International Inc. PayrNet Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (registration number 900594) for the issuing of electronic money ("emoney"). PayrNet is a wholly owned subsidiary of Railsbank Technology Limited and provides regulated financial services to Railsbank customers.